/* Landing layout. Tokens + components already loaded. */

.wrap {
  width: min(var(--container), calc(100% - 32px));
  max-width: 100%;
  margin: 0 auto;
}

.h-hero {
  margin: 0;
  font-size: var(--fs-hero);
  font-weight: var(--fw-bold);
  letter-spacing: -0.03em;
  line-height: var(--lh-tight);
  color: var(--color-primary);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  height: var(--header-h);
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.site-header .wrap {
  height: 100%;
  display: flex;
  align-items: center;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--color-ink);
  font-weight: var(--fw-bold);
  text-decoration: none;
  flex-shrink: 0;
}

.brand:hover {
  text-decoration: none;
}

.brand-mark {
  width: 28px;
  height: 28px;
  border-radius: 8px;
  background: var(--color-primary);
}

.brand span {
  color: var(--color-primary);
}

.nav-links {
  display: flex;
  gap: 8px;
  margin-left: auto;
  align-items: center;
}

.nav-links a:not(.btn) {
  color: var(--color-ink);
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  text-decoration: none;
  padding: 8px 10px;
  border-radius: var(--radius-full);
}

.nav-links a:not(.btn):hover,
.nav-links a:not(.btn).is-active {
  background: var(--color-surface);
  text-decoration: none;
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  margin-left: auto;
  border: 0;
  background: transparent;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: var(--color-ink);
}

.section {
  padding: 48px 0;
}

.section-alt {
  background: var(--color-page);
}

.section-head {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 32px;
}

.section-head .h2 {
  margin-bottom: 8px;
}

.section-head .lead {
  margin: 0;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

/* Hero */
.hero {
  position: relative;
  padding: 56px 0 32px;
  background: var(--color-white);
  overflow: hidden;
}

.hero-kicker {
  margin: 0 0 10px;
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-ink);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.hero-apr {
  margin: 12px 0 0;
  max-width: 400px;
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-ink);
}

.hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(72px);
  pointer-events: none;
  z-index: 0;
}

.hero-blob-a {
  width: 420px;
  height: 420px;
  left: 4%;
  bottom: -120px;
  background: rgba(143, 51, 241, 0.12);
}

.hero-blob-b {
  width: 260px;
  height: 260px;
  left: 22%;
  top: 8%;
  background: rgba(143, 51, 241, 0.08);
}

.hero-blob-c {
  width: 220px;
  height: 220px;
  right: 28%;
  top: 18%;
  background: rgba(51, 96, 241, 0.08);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 400px);
  gap: 24px 32px;
  align-items: stretch;
}

.hero-copy {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 100%;
  padding-top: 8px;
}

.hero .lead {
  margin-top: 12px;
  max-width: 400px;
  color: var(--color-ink);
  font-weight: var(--fw-medium);
}

.hero-art {
  display: block;
  width: min(340px, 100%);
  margin: 12px 0 -28px -20px;
  object-fit: contain;
  object-position: left bottom;
  pointer-events: none;
}

.calc-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  box-shadow: 0 8px 24px rgba(3, 4, 16, 0.06);
}

.calc-head {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 16px;
}

.calc-head .h3 {
  color: var(--color-ink);
  margin: 0 0 4px;
}

.calc-amount {
  font-size: 36px;
  font-weight: var(--fw-bold);
  letter-spacing: -0.03em;
  line-height: 1.1;
  color: var(--color-primary);
  margin-bottom: 12px;
}

.chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 16px;
}

.calc-card .field + .field {
  margin-top: 16px;
}

.calc-result {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 20px 0 16px;
  padding: 14px;
  background: var(--color-accent-soft);
  border-radius: var(--radius-md);
}

.calc-result-label {
  display: block;
  font-size: var(--fs-xs);
  color: var(--color-ink-muted);
  margin-bottom: 4px;
}

.calc-result strong {
  font-size: 28px;
  font-weight: var(--fw-bold);
  letter-spacing: -0.03em;
  color: var(--color-ink);
}

.calc-card .btn {
  margin-top: 0;
}

.calc-note {
  margin: 12px 0 0;
  font-size: var(--fs-xs);
  line-height: var(--lh-snug);
  color: var(--color-ink-muted);
}

.trust-strip {
  border-top: 1px solid var(--color-border-strong);
  border-bottom: 1px solid var(--color-border-strong);
  background: var(--color-surface);
}

.trust-strip-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 8px 16px;
  padding: 14px 0;
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-ink);
}

.trust-strip-inner span {
  flex: 1 1 140px;
  text-align: center;
}

.prose-block {
  max-width: 720px;
}

.prose-block .h2 {
  margin-bottom: 12px;
}

.prose-block p,
.prose-block ul {
  margin: 0 0 12px;
  color: var(--color-ink-muted);
  font-size: var(--fs-body);
}

.prose-block ul {
  padding-left: 1.2em;
}

.providers-note {
  text-align: center;
  margin: 20px 0 0;
  font-size: var(--fs-sm);
  color: var(--color-ink-muted);
}

/* Benefits */
.benefit-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  min-height: 180px;
}

.benefit-card .icon-tile {
  margin-bottom: 14px;
}

.benefit-card .h3 {
  color: var(--color-primary);
  margin-bottom: 8px;
}

.benefit-card p {
  margin: 0;
  font-size: var(--fs-body);
  color: var(--color-ink-muted);
}

/* How it works */
.steps-panel {
  background: var(--color-primary-soft);
  border-radius: 24px;
  padding: 32px 16px 24px;
}

.steps-panel .grid-3 {
  gap: 0;
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  margin-bottom: 10px;
  border-radius: var(--radius-full);
  background: var(--color-white);
  color: var(--color-primary);
  font-size: var(--fs-sm);
  font-weight: var(--fw-bold);
}

.step-col {
  text-align: center;
  padding: 16px 24px;
}

.step-col + .step-col {
  border-left: 1px dashed var(--color-primary);
}

.step-col .h3 {
  margin-bottom: 8px;
}

.step-col p {
  margin: 0;
  font-size: var(--fs-sm);
  color: var(--color-ink-muted);
}

.steps-panel .btn {
  display: flex;
  width: min(360px, 100%);
  margin: 24px auto 0;
}

/* Partners */
.logo-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.logo-cell {
  height: 120px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px 28px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.logo-cell {
  min-width: 0;
}

.logo-cell img {
  max-height: 40px;
  max-width: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
}

.guide-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  max-width: 880px;
  margin: 0 auto;
}

.guide-item {
  background: var(--color-white);
  border: 1px solid var(--color-border-strong);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  padding: 20px 22px;
}

.guide-item .h3 {
  margin: 0 0 8px;
  color: var(--color-ink);
}

.guide-item p {
  margin: 0;
  font-size: var(--fs-body);
  color: var(--color-ink-muted);
}

.guide-item:last-child {
  grid-column: 1 / -1;
}

/* FAQ */
.faq-wrap {
  max-width: 720px;
  margin: 0 auto;
}

.faq-wrap .callout {
  max-width: none;
  margin-bottom: 24px;
}

.faq-wrap .faq {
  max-width: none;
}

/* CTA */
.cta-panel {
  text-align: center;
  background: var(--color-page);
  border-radius: 24px;
  padding: 48px 24px;
}

.cta-panel .h2 {
  margin-bottom: 8px;
}

.cta-panel .lead {
  margin: 0 auto 24px;
  max-width: 480px;
}

.cta-note {
  margin: 12px 0 0;
  font-size: var(--fs-xs);
  color: var(--color-ink-muted);
}

/* Footer */
.site-footer {
  background: var(--color-ink);
  color: rgba(255, 255, 255, 0.7);
  padding: 48px 0 24px;
  font-size: var(--fs-sm);
}

.site-footer a {
  color: rgba(255, 255, 255, 0.7);
}

.site-footer a:hover {
  color: var(--color-white);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}

.footer-brand {
  color: var(--color-white);
  font-weight: var(--fw-bold);
  margin-bottom: 8px;
}

.footer-title {
  color: var(--color-white);
  font-weight: var(--fw-semibold);
  margin: 0 0 12px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-links a {
  text-decoration: none;
}

.disclaimer {
  font-size: var(--fs-xs);
  line-height: 1.55;
  color: rgba(255, 255, 255, 0.55);
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.disclaimer p {
  margin: 0 0 10px;
}

.disclaimer strong {
  color: rgba(255, 255, 255, 0.78);
  font-weight: var(--fw-semibold);
}

.disclaimer ul {
  margin: 0 0 10px;
  padding-left: 18px;
}

.disclaimer li + li {
  margin-top: 6px;
}

.page-main {
  padding: 48px 0 64px;
}

.page-main .h1 {
  margin-bottom: 8px;
}

.legal {
  max-width: 720px;
}

.legal h2 {
  margin: 28px 0 8px;
  font-size: var(--fs-h3);
}

.legal h3 {
  margin: 20px 0 8px;
  font-size: var(--fs-body);
  font-weight: var(--fw-semibold);
}

.legal .legal-meta {
  margin: 0 0 16px;
  font-size: var(--fs-sm);
}

.legal p,
.legal ul,
.legal ol {
  margin: 0 0 12px;
  color: var(--color-ink-muted);
}

.legal ul,
.legal ol {
  padding-left: 1.2em;
}

.legal li {
  margin: 0 0 6px;
}

.legal ol li {
  margin: 0 0 8px;
}

.legal .table-wrap {
  overflow-x: auto;
  margin: 0 0 16px;
  -webkit-overflow-scrolling: touch;
}

.legal table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--fs-sm);
  color: var(--color-ink-muted);
}

.legal th,
.legal td {
  border: 1px solid var(--color-border-strong);
  padding: 8px 10px;
  text-align: left;
  vertical-align: top;
}

.legal th {
  color: var(--color-ink);
  font-weight: var(--fw-semibold);
  background: var(--color-surface);
}

.contact-page {
  background: var(--color-page);
  padding: 72px 0 80px;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 1fr);
  gap: 48px;
  align-items: center;
}

.contact-list {
  list-style: none;
  margin: 28px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.contact-list li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.contact-ico {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background: var(--color-primary-soft);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-label {
  display: block;
  font-size: var(--fs-xs);
  color: var(--color-ink-muted);
  margin-bottom: 2px;
}

.contact-list a {
  color: var(--color-ink);
  font-weight: var(--fw-medium);
}

.contact-note {
  margin-top: 24px;
  max-width: 420px;
}

.contact-art {
  width: min(100%, 480px);
  justify-self: end;
  pointer-events: none;
}

textarea.input {
  height: 140px;
  padding: 14px 16px;
  resize: vertical;
}

@media (max-width: 900px) {
  :root {
    --fs-hero: 32px;
  }

  .nav-links {
    display: none;
    position: absolute;
    top: var(--header-h);
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 16px 16px;
    background: var(--color-white);
    border-bottom: 1px solid var(--color-border);
  }

  .nav-links.is-open {
    display: flex;
  }

  .menu-toggle {
    display: block;
  }

  .hero-grid,
  .grid-3,
  .guide-grid,
  .footer-top,
  .contact-grid,
  .steps-panel .grid-3 {
    grid-template-columns: minmax(0, 1fr);
  }

  .logo-grid {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  }

  .hero {
    padding: 48px 0 40px;
  }

  .hero-copy {
    min-height: 0;
  }

  .hero-art {
    display: none;
  }

  .trust-strip-inner span {
    flex: 1 1 calc(50% - 16px);
    text-align: left;
  }

  .calc-result strong {
    font-size: 24px;
  }

  .calc-card {
    min-width: 0;
  }

  .site-footer,
  .disclaimer {
    overflow-wrap: anywhere;
  }

  .contact-art {
    justify-self: center;
    width: min(100%, 320px);
  }

  .step-col + .step-col {
    border-left: 0;
    border-top: 1px dashed var(--color-primary);
  }
}